Stoker Ostler recognizes that safeguarding personal and financial information about our clients is an essential commitment we make and a trust we hold. In this regard, we have adopted certain policies and procedures concerning the use of personal and financial information about our clients. These policies and procedures govern the activities of our officers, directors and employees and strictly limit our ability to use or distribute personal and financial information about you. This Notice outlines those policies and procedures.
We may receive personal and financial information about you from the following sources:
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: when you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
We do not disclose any personal or financial information about our clients or former clients without their authorization or direction, except as disclosed below.
We may share information about you with our affiliated financial service companies, such as our affiliated banks, our affiliated brokerage company and other affiliated financial services companies, as reasonably needed to provide you with the investment, tax, insurance and other financial services that you have engaged us to perform, or to otherwise to identify services which may serve your financial, investment or planning objectives. However, in all such instances, we restrict access to your personal and financial information to those employees who have a reasonable need to know that information to provide or identify such services to you.
As an individual you have the right to instruct us not to share among our affiliated financial service companies certain information from your account applications or information received from third parties (other than information about your transactions or experiences with us). Please call us at 1-480-890-8088 or notify your Portfolio Manager if you would like us to limit the sharing of this other information.
If you are a resident of Vermont or California we will not share information, other than that which is needed to provide you with the financial services you have engaged us to perform, among our affiliated financial service companies without your authorization. Please call us at 1-480-890-8088 or notify your Portfolio Manager to authorize the sharing of this other information.
If you have previously contacted us regarding your request, you do not need to contact us again. Your request not to share this information will apply to all of your accounts with us including any new account you open after your original request. If two or more customers jointly own an account or obtain a service, the request not to share information will apply only to the customer making the request unless otherwise directed by you.
Federal law gives you the right to limit some but not all marketing from our affiliated financial services companies. Federal law also requires us to give you this notice to tell you about your choice to limit marketing from our affiliated financial services companies.
You may limit our affiliated financial services companies, such as our banks, brokerage, insurance or investment advisory affiliates, from marketing their products or services to you based on personal information about you that they may receive from us. This information includes your income and your account history. Your choice to limit marketing will apply until you tell us to change your choice.
To limit marketing offers, please contact us at 1-480-890-8088 or notify your Portfolio Manager, so that we may process this request for you. If you are a Nevada resident, this Notice is provided pursuant to state law. To be placed on our internal Do Not Call List, call 1-480-890-8088. For more on this Nevada law, contact Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email:BCPINFO@ag.state.nv.us.
Please note that this does not prohibit our affiliated financial services companies with whom you have an established business relationship from marketing their products and services to you unless you have requested that your name, address, email address and phone number be excluded from marketing lists.
Your request to limit marketing from affiliate financial services companies will apply to all of your accounts with us including any new account you open after your original request. If two or more customers jointly own an account or obtain a service, the request not to share information for marketing will apply only to the customer making the request unless otherwise directed by you.
From time to time, we may also provide information to unaffiliated third parties (such as brokers, other financial, legal, insurance or investment advisers, or custodians) to complete a transaction you have requested, to help us service your account or as specifically authorized or requested by you or your agent. However, any such disclosure not specifically authorized or requested by you will only be as permitted by law and only as reasonably necessary for Stoker Ostler or such third parties to provide the agreed services to you. All companies with whom we do business are contractually obligated to comply with strict standards regarding security and confidentiality, and the information can be used for the sole purpose of providing the service we have requested the company to perform.
We may also disclose information about you as required by law, or regulatory or government authorities, such as when we respond to a subpoena or other legal process. When responding to a subpoena or other legal process, we will provide you with any required notice and, whenever practicable, we will discuss our response with you.
We maintain physical, electronic, and procedural safeguards to protect the information we have about you. Access to such information is limited to those employees who need to know such information in order to provide you with services to help you meet your financial needs. Our employees are subject to a corporate code of conduct and other policies that require maintaining the confidentiality of such information.
We are just as committed to protecting the privacy of our former clients as we are our current clients. If you choose to end your relationship with us, you will continue to be protected by the privacy policies and principles described in this notice or any future amendments to this notice.
There are several things you can do to protect yourself and your family from identity theft and related crimes. Helpful tips can be found on the Federal Trade Commission's Identity Theft website at www.ftc.gov/bcp/edu/microsites/idtheft/ or by calling 1-877-IDTHEFT. This website also provides you with important information on what you should do if you believe you are a victim of identity theft. If you have been a victim of identity theft, please contact us so that we can assist you with any issues related to your accounts with Stoker Ostler.
This Notice does not expand legal obligations.
This Notice is not intended to create any liability other than that already found in law.
Stoker Ostler Wealth Advisors, Inc. is a SEC-registered investment advisor. BMO and BMO Financial Group are trade names used by Bank of Montreal.NOT FDIC INSURED - MAY LOSE VALUE - NOT BANK GUARANTEED.